What are the Various Ways to Apply for a Credit Card

When you want to avail yourself of the best travel credit card, a bank is the first place anyone would think about.

Neverthelesscredit card operations can be submitted at the anynon-banking fiscal company as well.

For instance, you can apply for — and get the Bajaj Finserv RBL Bank SuperCard quickly and conveniently.

This is a co-brand credit card, offered by Bajaj Finserv, a reputed finance company, in partnership with RBL Bank, a reliable banking institution.

Alternatively, you may be able to get a credit card by applying for one on any legitimate financial portal. Nonetheless, before you go ahead and apply for a credit card,

Necessity has to choose a credit card that suits your spending pattern. 

It’s a good idea to compare credit cards and credit card offers before applying for one. Apart from this, you also have to check whether you are eligible to apply for one.

Your eligibility and the type of credit card you get approved for are decided by different card issuers. However, there are some common eligibility criteria that banks and NBFCs adhere to while making the decision.

Eligibility Criteria to Obtain a Credit Card

You can apply for a credit card both online and offline.

Online credit card is a versatile and speedy process,

Should be able to upload documents that verify your eligibility for a credit card.

Provided you fulfill the eligibility criteria and send in your documents,

A credit card can get approval within hours and have your credit card sent to you.

Whether you want the best travel credit card or a corporate credit card, the following basic eligibility criteria must be met: 

  • Age – Typically, you must be 18 years of age, although some issuers may stipulate 21 years as the minimum age. 
  • Nationality – You must be an Indian citizen.
  • Income – This depends on individual credit card issuers, but you should ideally have an income, either from a salary or any other regular income source.
  • Credit Profile – You have to prove your creditworthiness with a good credit score in order to get approved for a credit card when you apply.

If you have to hold a bank account with any given bank, a credit card will be offered to you by default and you won’t have to submit a fresh application to get a credit card.

Most institutions where you apply for a credit card have eligibility calculators to see if you are eligible for their credit cards.

Details online before you submit an online application to find out if you meet the eligibility criteria. 

Various Ways to Apply

As previously stated, you can apply for a credit card online. You can browse for credit cards, and whether you want a credit card for specific purposes —

like the best travel credit card or an overall great card like the Bajaj Finserv RBL Bank SuperCard, you can apply for one online.

For instance, you can apply for the multi-purpose Bajaj Finserv RBL Bank SuperCard on the RBL Bank website or at any branch of RBL Bank.

Similarly, as it is a co-branded card, you can also apply for it on the Bajaj Finserv website. Here are the different ways to apply for a credit card online:

  • Through your own bank’s website
  • Via a financial services website
  • Via the bank website of the credit card
  • Through the website of an NBFC

The requirement to apply online, you save a lot of paperwork and physical hassle. If your credit score is in order, you will get credit card approval quickly.

You can also apply offline at branches of the respective bank or NBFC. 

Get the Best Credit Card

The best possible credit card to apply for today, with an easy application process and instant approval, is the Bajaj Finserv RBL Bank SuperCard.

A Card is your go-to instrument for payment needs such as a loan, EMI, cash, or credit. Apply for it online and get access to it instantly!

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