Can you check the status of your bike insurance ? Why am I telling this question because over the years, India has grown to be the world’s largest market for two-wheelers. Naturally, there has been an increase in the demand for two-wheeler insurance. Because third-party liability insurance is now required by law, riding a two-wheeler without it or with an expiring policy might get you in legal trouble. As a result, you must maintain track of your policy’s status, which you may do both online and offline.
What are the procedure to check a two-wheeler insurance status through online
Before we get into the details of how to check the status of your bike insurance plan online, you must first comprehend the vehicle registration number.
When purchasing a new bike, the owner must first register it with their district’s regional transport office (RTO) within one month of purchase. Once you’ve completed the registration process, the RTO will provide you with a registration number, which is also known as a number plate for your bike. Your bike’s registration number must be visible on both the front and back sides. Each vehicle has a unique registration number that serves as the bike’s official identification number.
When purchasing a bike insurance plan, the consumer must now include the registration number of the covered bike. After then, the insurance firm associates the bike insurance policy with the two-registration wheeler’s number for future reference. You may now track information about your bike insurance plan online using only your vehicle registration number, thanks to this function.
1. Check the Status of Your Bike Insurance Policy Online at the Insurance Information Bureau
The Insurance Regulatory and Development Authority of India, or IRDAI, founded the Insurance Information Bureau, or IIB, website, which collects all insurance-related data. You may see your two-wheeler insurance coverage on this e-portal by following the instructions below.
- Visit the official website of the IIB.
- If you click on ‘V SEVA,’ which is found beneath the quick links, you will be sent to a different page.
- Fill in all of the required information on this page, including the Captcha.
- After you’ve double-checked everything, click ‘Submit.’
2. You must follow the following rules while utilising the Insurance Information Bureau (IIB) web portal to verify the status of your automobile insurance online:
- Enter your two-wheeler registration number without any special characters, such as WB02CA1234, for example. In addition to that, you must input your vehicle’s registration number.
- After the two-wheeler insurance policy data are submitted to the Data Repository, it will take two months for the information to be published on the IIB web page. As a result, it’s possible that the vehicle information won’t show up in the database.
- In the case of a new two-wheeler vehicle, insurance firms just send the vehicle chassis and engine number.
- The information is based on information provided by the insurance carrier and is current as of April 1, 2010.
- If the information you need isn’t accessible, you can go to the relevant Regional Transport Office (RTO) to get the owner’s name, address, and other information.
- A maximum of three searches for a given cellphone number or email address can permit.
Once you’ve input all of the right information, the screen will display your insurance information. Instead of going through the preceding processes, you may simply fill out an inquiry form. A customer service professional will call you after the website gets your enquiry and help you with your policy status.Only two-wheeler insurance plans acquired on or after April 1, 2020 are stored on the IIB site. Furthermore, utilizing an email ID and a cellphone number, the website allows for a maximum of three searches.
3. How Do I Use VAHAN to Check the Status of My Two-Wheeler Insurance?
The Road Transport and Highways Ministry’s VAHAN e-service website keeps track of all two-wheeler insurance plans. If IIB isn’t adequate, VAHAN can check your insurance coverage status.
Follow these simple steps to find out the status of your insurance in minutes.
- Visit VAHAN’s official website.
- At the top of the page, select ‘Know Your Vehicle Details.’
- Enter your vehicle’s licence plate number and check the expression against the image.
- Select ‘Vahan Search’ from the drop-down menu.
- All of your insurance data will be available after you click on the aforementioned option.
Check The Status by Offline via RTO
To check your two-wheeler insurance policy offline, go to the Regional Transport Office or RTO of your relevant district. Visit the office and present your two-registration wheeler’s number. You will receive information on your insurance status as well as other policy details.
Check the Status with Your Insurance Provider
Your two-wheeler insurance provider can supply you with information on the status of your coverage. The steps that might be beneficial That are mention below.
- Online: Upload your policy details on your insurance provider’s website.
- Offline: Visit your insurance provider’s office or contact their customer service department.
Virtual and physical services are provided by the majority of insurance companies. The online technique, on the other hand, is simpler and requires less time. As a result, whenever you check your insurance status, have your registration number accessible. You’ll be aware of your policy’s expiration date if you maintain track of its status.